Shell credit card
There are numerous Credit Card options are available in the market. But, out of these credit cards a few cards have invited the attention from people to a great extent. Shell Credit cards have proved that it belong to this category. Because of many customer friendly features, Shell Credit Cards have become first options of different customers around the globe especially in US.
Before going into the detail about Shell Credit Cards, it would be worthwhile to briefly have a look at the Shell as a company. The Shell group came into existence since 1907. As on now, the shell group have become a business tycoon. It started its chapter in 1907 when there was an alliance between Royal Dutch Petroleum Company and The Shell Transport and Trading Company. Both these companies merged while keeping some separate identities. The Shell Oil Company is an affiliate of the Shell group. This Shell Oil group is a company engaged in production of energy and petrochemical. Shell is operating in more than 140 countries around the globe. They are oil and natural gas producer and marketer and also petrochemical manufacturer. In US, there are about 22000 employees are earn their bread and butter from Shell.
Let us quickly come back to the main aspect of this article; the Credit Cards provided by Shell. A Shell Credit Card will help its customers to keep their vehicles in shape and most importantly help in the controlling of expenses related to fuel. Shell has provided basically two types of Credit Cards: a) Personal Credit cards, and, b) Business Credit Cards. Out of Personal Credit Cards, there are again two different types of Cards: i) Shell Card and ii) Shell Select Member card. Out of Business Credit Cards, there are again two different types called as: i) Shell fleet Credit Card, and, ii) Shell fleet Plus Card. Moreover with tie up with others like Masters Card and Citibank, there are various different types of Credit cards such as: Shell Platinum Master Card, Shell Premium Master Card, etc.
The Personal Shell cards are revolving. Shell personal Credit Cards permit the customers to pay the minimum payment or part payment, instead of paying the full balance. But, as far as Fleet Cards, i.e., business cards are concerned, the revolving feature is missing or restricted. As usual, the credit limit for each customer is not the same. On the acceptance of the application, the credit limit of a customer is decided and reflected in the monthly statement. Moreover, like all other cards, Shell has provided online services to its customers. One can register through online and thereby can enjoy various benefits such as: review current statements, check unbilled charges, submit queries and get answer, update account profile, to search schedule of payments, download reports, etc. Moreover, this online service is totally free. Besides, online services, there are paper statements sent to the address of the card user.
Using Shell Credit Cards, the customer can use it at any of the ATMs nationwide. But, only the Shell Personal Credit Cards have this feature. Shell Fleet Credit Cards do not have ATM access. Moreover, as it is well known to customers, the cash advance fees apply incase of any use in ATMs. All the Shell stations and Jiffy Lube statiuons accept these Credit Cards. The same can be located by the online locator. If a customer wants additional Cards for family members then it is also available. But, the account will remain the same. There is no extra fee for additional Credit Cards for family members.
Now, let us look at the different Shell Credit cards one by one. First of all, here is a brief look at the Shell personal Credit Cards. All Shell personal Credit Cards come with $0 liability on unauthorized charges. There is 24/7 online service available by which the customer has the access at any time anywhere. These types of cards carry flexible payment terms. All the personal Credit Cards have ATM access. These cards are accepted at thousands of locations. These cards have the pay at pump option.
The first of this type is the Shell Card. The Shell Card user can avail the benefit of using it in a pump. The customers are able to save time as well can have fuel with hassle free swipe and pump option. This type of card has an added feature by which it keeps the track of all gasoline purchases separately. This Card is also open for big-ticket purchase. The online and ATM service is one of the main features. The Shell Card is issued by Citi. Therefore, the benefit of Citi identity theft solution is available for the users of Shell Card. Other than Shell operated pumps this card can also be used at Jiffy Lube.
The second type is Shell Select Member Card. This type of card has the benefit of cash back offer on purchase of airline ticket as well while using in hotels. There is a 10% cash back offer on hotels and motels. The customers can stay at Hilton, Holiday Inn, Ramada, or any other well known hotels and can get back 10% offer. But the customer has to book through Select member Reservation Centre. To add more features, every domestic airline ticket booked through the Select member Reservation centre gets 5% cash back. Airlines like United, American and all other US Airlines excluding Hawaii and Puerto Rico offers this service. The customer can also get the benefit of 5% cash back on car rentals supported by Hertz, Avis, National and other major car rental companies. Moreover, through travel reservation services, the lowest price is guaranteed. In addition to all the above mentioned features, Shell Select member Cards carries insurance protection. It can be in the range of $200,000 flight insurance, $25000 common carriers insurance, $ 1000 credit life insurance, etc. Moreover, there is facility of emergency $1000 cash or pre-paid airline ticket facility. Other toll free services such as, weather service, 24 hours emergency service, computer generated trip routing, etc. are also available.
Now, let us look at the Shell Business Credit Cards. All these cards have the facility of 24x7 online account accesses. These cards are accepted thousands of locations. Pay at Pump convenience is available with such types of cards. There are some flexible pay options attached to these types of cards. There is no annual fee attached to such cards.
The first of this kind of Card is Shell Fleet Credit Card. This Card is the first choice of all Fleet Managers. There is no minimum purchase attached to it. For such Cards, annual fee is not required. Fleet Managers can easily monitor the transactions and thereby can review statements and download reports. They can also update account status and made any request or send queries to get answers. Moreover, this card has the ability to restrict the purchase to fuel only. There is an executive option attached to it. Through this executive option of Shell Fleet Credit Card, food and beverage items can be purchased from convenience stores besides petroleum products. Moreover, this type of card offers the facility of selecting only one station option. The vehicle related costs are reported in a simplified monthly basis. It can itemize each Drivers fuel and vehicle expenses. There is no complex billing with regard to this type of cards. Car wash and food mart facility is also available at all locations.
The second type of Shell Business Credit Card is Shell Fleet Plus Card. There are more features attached to such cards in comparison to the first one. The main benefit of this card is that the user can save up to 3% of the fuel cost. But, this will depend on the amount of monthly purchases. If the monthly purchase is in between $1000-$3000, the rebate is 1.5%. The discount is 2% if the monthly business is in between $4000-$7000. There is a rebate of 2.5% if the monthly purchase is in between $ 8000 to $9000. Maximum of 3% discount will be given if the monthly purchase is $10000 or more. The users of such cards get extensive management information. This helps them to control and monitor fuel expenses. Itemized cost break outs are provided to the users. Mileage analysis is also provided to the customers. Some other information provided by such cards is: reports on fuel grades, price paid, non-fuel purchase, etc. The Drivers like it because there is no fuel/vehicle expenses report provided to file. It is also accepted at Shell stations as well Jiffy Lubes. Car wash, food mart services are also available. There are several Card restrictions. Through this option, the user can choose any of these restrictions such as: Fuel only, fuel and oil only, oil and maintenance only, and so on and so forth. No restriction option is also available. This type of Cards provides individual Driver ID number. This is for additional security measures. This feature prevents unauthorized use of the card. For the first year, the fee for such card has been waived. After one year, monthly account fee of $10 applies if the monthly expenses fall below $1000.
At the end, let us conclude this discussion by mentioning that, Shell credit Cards have lots of customer friendly features. The personal users (in the case of Personal Credit Cards) as well Fleet managers or Companies (in the case of Business Credit Cards) can avail lots of benefits including emergency services. Its accessibility in thousands of Pumps/ centers in the US has provided ample opportunity to the customers to enjoy a trouble free service. By using Shell Credit Cards, the users can also save time as well save money through discounts. Providing quality service, Shell Credit Cards could register a good and trusted brand name among the customers.
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